The terms that govern your use of this website and our services — and how we collect, use, and protect your information. Los términos que rigen el uso de este sitio y nuestros servicios — y cómo recopilamos, usamos y protegemos tu información.
Welcome to the Hyperion Insurance website (the “Website”). These Terms and Conditions (“Terms”) govern your access to and use of this Website and the services offered through it. By accessing this Website, requesting information, obtaining an insurance quote, purchasing insurance products, or otherwise using our services, you agree to be bound by these Terms.
Hyperion Insurance is a trade name and insurance division of Hyperion Business LLC, a Delaware Limited Liability Company. Throughout these Terms, “Hyperion Insurance,” “Hyperion,” “Company,” “we,” “our,” and “us” refer to Hyperion Business LLC, doing business as Hyperion Insurance.
Hyperion Insurance is an independent insurance agency licensed to market and service insurance products through multiple licensed insurance carriers. We do not underwrite insurance policies and are not an insurance company. Insurance products are issued exclusively by licensed insurance carriers subject to their underwriting guidelines, policy terms, and approval.
Our insurance products and services are available only in states where Hyperion Business LLC and its licensed insurance producers are authorized to conduct business. Currently, Hyperion Insurance serves customers in:
Availability of insurance products may vary depending on state regulations and carrier underwriting guidelines.
Hyperion Insurance offers access to a variety of insurance products through multiple insurance companies, including but not limited to:
Product availability varies by carrier and state.
Insurance quotes provided through our Website, by telephone, email, SMS, or in person are estimates only. Final premiums are determined solely by the insurance carrier after completion of its underwriting review. Premiums may change based on factors including, but not limited to: driving history; claims history; property characteristics; credit-based insurance score (where permitted by law); prior insurance history; business operations; coverage selections; and underwriting guidelines.
Receiving an insurance quote does not create insurance coverage. Coverage becomes effective only after (a) approval by the insurance carrier; (b) payment of the required premium; and (c) issuance of the insurance policy.
You agree to provide complete, truthful, current, and accurate information when requesting insurance products or services. Providing false, incomplete, or misleading information may result in revised premiums, policy cancellation, rescission of coverage, claim denial, refusal to issue a policy, or other legal consequences permitted by law.
Upon receiving your policy, you are responsible for reviewing all documents to verify: named insured(s); covered drivers; property information; coverage limits; deductibles; effective dates; policy endorsements; and exclusions. Any errors should be reported to us immediately.
Hyperion Insurance compares products from multiple insurance carriers to help customers identify coverage options. However, we do not guarantee the lowest available premium, approval of coverage, eligibility with any insurance company, renewal of any policy, availability of discounts, or specific coverage terms. Savings and eligibility vary by customer and carrier.
Requests submitted through this Website, email, text message, voicemail, social media, or online forms do not bind insurance coverage. Coverage cannot be bound, modified, reinstated, or canceled through electronic communications unless confirmed in writing by an authorized representative of Hyperion Insurance. If immediate insurance coverage is required, you must contact our office directly during normal business hours.
Hyperion Insurance may assist customers with reporting insurance claims. However, all decisions regarding coverage, claim investigations, liability, settlement amounts, claim payments, and claim denials are made exclusively by the insurance company issuing the policy. Hyperion Business LLC does not control or guarantee claim outcomes.
By submitting any information through this Website, you expressly authorize Hyperion Business LLC, doing business as Hyperion Insurance, and its licensed insurance professionals to contact you regarding your insurance inquiry. You consent to receive communications through telephone, email, SMS/text messages, appointment reminders, renewal notices, customer service communications, and insurance-related marketing communications where permitted by law. Providing your consent is not a condition of purchasing insurance. You may withdraw your consent at any time by contacting us or following the opt-out instructions included in our communications.
By providing your mobile phone number, you consent to receive text messages regarding insurance quotes, policy updates, billing reminders, renewal notifications, customer support, and promotional offers. Message frequency varies. Standard message and data rates may apply. Reply STOP to unsubscribe and HELP for assistance. Consent to receive SMS messages is not a condition of purchasing insurance. (See our full SMS Terms below.)
Hyperion Business LLC respects your privacy. Information collected through this Website is used solely for purposes including preparing insurance quotes, servicing insurance policies, responding to customer inquiries, meeting legal and regulatory obligations, and improving our products and services. Your information is handled in accordance with our Privacy Policy.
Hyperion Insurance, a division of Hyperion Business LLC, acts solely as an independent insurance agency representing multiple licensed insurance companies. Hyperion Business LLC does not underwrite insurance policies, assume insurance risk, guarantee policy approval, guarantee policy renewal, or control claim decisions. All insurance contracts are issued exclusively by the selected insurance carrier, whose policy terms and conditions govern the coverage provided.
Although we strive to provide accurate and current information, Hyperion Insurance does not warrant that Website content is always complete, current, or error-free. Insurance laws, products, pricing, and carrier availability may change without notice.
All content on this Website — including but not limited to logos, trademarks, graphics, icons, images, videos, website design, text, marketing materials, software, and layout — is owned by or licensed to Hyperion Business LLC. No content may be copied, reproduced, modified, distributed, published, or used without prior written permission.
The information provided on this Website is for general informational purposes only. Nothing contained on this Website constitutes legal advice, tax advice, financial advice, or professional insurance advice for every individual circumstance. Customers should consult appropriate licensed professionals regarding legal, tax, financial, or other specialized matters.
To the fullest extent permitted by applicable law, Hyperion Business LLC, its owners, officers, employees, agents, and affiliates shall not be liable for any indirect, incidental, or consequential damages; lost profits; business interruption; data loss; carrier underwriting decisions; policy cancellations; claim denials; or delays caused by insurance companies or third parties. In no event shall Hyperion Business LLC’s total liability exceed the amount paid directly to Hyperion Business LLC for the services giving rise to the claim.
This Website may contain links to third-party websites for your convenience. Hyperion Business LLC is not responsible for third-party content, privacy practices, website availability, or products or services offered by third parties. Access to third-party websites is at your own risk.
These Terms shall be governed by and interpreted in accordance with the laws of the State of Delaware, without regard to conflict of law principles. Any legal action arising out of these Terms or the use of this Website shall be brought exclusively in the state or federal courts located within the State of Delaware.
Hyperion Business LLC reserves the right to update or modify these Terms at any time. Changes become effective immediately upon posting to this Website. Your continued use of the Website constitutes acceptance of any revised Terms.
Hyperion Insurance — A Division of Hyperion Business LLC · Georgetown, Delaware · Phone: (302) 870-0125 · Email: [email protected] · Website: www.hyperionbusiness.com
Bienvenido al sitio web de Hyperion Insurance (el “Sitio”). Estos Términos y Condiciones (“Términos”) rigen tu acceso y uso de este Sitio y de los servicios ofrecidos a través de él. Al acceder al Sitio, solicitar información, obtener una cotización de seguro, comprar productos de seguro o usar nuestros servicios, aceptas quedar sujeto a estos Términos.
Hyperion Insurance es un nombre comercial y la división de seguros de Hyperion Business LLC, una sociedad de responsabilidad limitada de Delaware. “Hyperion Insurance,” “Hyperion,” “la Empresa,” “nosotros” y “nuestro” se refieren a Hyperion Business LLC operando como Hyperion Insurance. Somos una agencia de seguros independiente con licencia para comercializar y dar servicio a productos de seguro a través de múltiples aseguradoras con licencia. No emitimos pólizas ni somos una compañía de seguros. Las pólizas las emiten exclusivamente aseguradoras con licencia, sujetas a su suscripción y aprobación.
Nuestros productos y servicios están disponibles solo en estados donde Hyperion Business LLC y sus productores con licencia están autorizados a operar. Actualmente atendemos a clientes en: Delaware, Maryland, New Jersey y Pennsylvania. La disponibilidad puede variar según regulaciones estatales y guías de suscripción de cada aseguradora.
Ofrecemos acceso a diversos productos a través de múltiples compañías, incluyendo (sin limitarse a): auto, hogar, inquilinos, motocicleta, bote, vehículos recreativos, auto comercial, negocios, responsabilidad general, compensación laboral, pólizas de dueños de negocio (BOP), paraguas (umbrella) y vida. La disponibilidad varía por aseguradora y estado.
Las cotizaciones entregadas por el Sitio, teléfono, email, SMS o en persona son solo estimados. La prima final la determina exclusivamente la aseguradora tras su suscripción, y puede variar según historial de manejo, reclamos, características de la propiedad, puntaje de seguro basado en crédito (donde la ley lo permita), historial de seguros previo, operaciones del negocio, coberturas elegidas y guías de suscripción. Recibir una cotización no crea cobertura: la cobertura es efectiva solo tras (a) aprobación de la aseguradora, (b) pago de la prima y (c) emisión de la póliza.
Aceptas proporcionar información completa, veraz, actual y exacta. Información falsa o engañosa puede derivar en primas revisadas, cancelación, rescisión de cobertura, negación de reclamos, negativa a emitir póliza u otras consecuencias legales. Al recibir tu póliza, debes revisar todos los documentos (asegurados, conductores, propiedad, límites, deducibles, fechas, endosos y exclusiones) y reportar cualquier error de inmediato.
Comparamos productos de múltiples aseguradoras, pero no garantizamos la prima más baja, la aprobación de cobertura, la elegibilidad con ninguna compañía, la renovación de pólizas, la disponibilidad de descuentos ni términos específicos. Los ahorros y la elegibilidad varían por cliente y aseguradora.
Las solicitudes por el Sitio, email, mensaje de texto, buzón de voz, redes sociales o formularios no vinculan cobertura. La cobertura no puede vincularse, modificarse, reinstalarse ni cancelarse por medios electrónicos salvo confirmación por escrito de un representante autorizado. Si necesitas cobertura inmediata, contacta nuestra oficina en horario laboral.
Podemos ayudarte a reportar reclamos, pero todas las decisiones sobre cobertura, investigación, responsabilidad, montos de acuerdo, pagos y negaciones las toma exclusivamente la aseguradora emisora. Hyperion Business LLC no controla ni garantiza los resultados de reclamos.
Al enviar información autorizas a Hyperion Business LLC (operando como Hyperion Insurance) y a sus profesionales con licencia a contactarte sobre tu consulta por teléfono, email, SMS, recordatorios de cita, avisos de renovación, servicio al cliente y marketing relacionado con seguros donde la ley lo permita. Dar consentimiento no es condición para comprar un seguro; puedes retirarlo cuando quieras.
Al dar tu número móvil aceptas recibir textos sobre cotizaciones, pólizas, recordatorios de pago, renovaciones, soporte y ofertas. La frecuencia varía; pueden aplicar tarifas estándar de mensajes/datos. Responde STOP para cancelar y HELP para ayuda. El consentimiento SMS no es condición para comprar un seguro.
Respetamos tu privacidad. La información recopilada se usa para cotizar, dar servicio a pólizas, responder consultas, cumplir obligaciones legales y mejorar nuestros servicios, conforme a nuestra Política de Privacidad.
Actuamos solo como agencia independiente que representa a múltiples aseguradoras con licencia. No emitimos pólizas, no asumimos riesgo, no garantizamos aprobación ni renovación y no controlamos decisiones de reclamos. Todos los contratos los emite exclusivamente la aseguradora elegida, cuyos términos rigen la cobertura.
Aunque procuramos información exacta y actual, no garantizamos que el contenido sea completo, actual o libre de errores. Las leyes, productos, precios y disponibilidad de aseguradoras pueden cambiar sin aviso.
Todo el contenido del Sitio (logos, marcas, gráficos, íconos, imágenes, videos, diseño, texto, materiales, software y maquetación) es propiedad de o está licenciado a Hyperion Business LLC. No puede copiarse, reproducirse, modificarse, distribuirse ni usarse sin permiso previo por escrito.
La información es solo de carácter general y no constituye asesoría legal, fiscal, financiera ni de seguros para cada circunstancia. Consulta a profesionales con licencia según corresponda.
En la máxima medida permitida por la ley, Hyperion Business LLC y sus dueños, directivos, empleados, agentes y afiliados no serán responsables por daños indirectos, incidentales o consecuentes, lucro cesante, interrupción de negocio, pérdida de datos, decisiones de suscripción de aseguradoras, cancelaciones, negaciones de reclamos ni demoras de terceros. La responsabilidad total nunca excederá el monto pagado directamente a Hyperion Business LLC por los servicios que originen el reclamo.
El Sitio puede enlazar a sitios de terceros por conveniencia. No somos responsables de su contenido, privacidad, disponibilidad ni de sus productos/servicios. El acceso es bajo tu propio riesgo.
Estos Términos se rigen por las leyes del Estado de Delaware, sin considerar conflictos de leyes. Cualquier acción legal se presentará exclusivamente en los tribunales estatales o federales de Delaware.
Podemos actualizar estos Términos en cualquier momento. Los cambios rigen al publicarse en el Sitio. El uso continuo del Sitio implica aceptación de los Términos revisados.
Hyperion Insurance — División de Hyperion Business LLC · Georgetown, Delaware · Tel: (302) 870-0125 · Email: [email protected]
Hyperion Business ("we," "our," or "us") respects your privacy. This Privacy Policy describes how we collect, use, share and protect personal information when you visit hyperionbusiness.com or contact us about insurance services.
When you submit a form, call us, or otherwise contact us, we may collect:
We may share your information with:
We do not sell your personal information to third parties for marketing purposes.
You may request to access, correct, or delete your personal information by contacting us at the address below. You may also opt out of marketing communications at any time.
This website may use cookies and similar technologies to remember your preferences (such as language) and analyze traffic. You can disable cookies in your browser settings.
We use reasonable administrative and technical safeguards to protect your information. No method of transmission over the internet is 100% secure.
This website is not directed to children under 13. We do not knowingly collect information from children under 13.
We may update this Privacy Policy from time to time. Material changes will be posted on this page with an updated "Last updated" date.
Hyperion Business ("nosotros," "nuestro") respeta tu privacidad. Esta Política de Privacidad describe cómo recopilamos, usamos, compartimos y protegemos información personal cuando visitas hyperionbusiness.com o nos contactas sobre servicios de seguros.
Cuando envías un formulario, nos llamas o nos contactas de otra forma, podemos recopilar:
Podemos compartir tu información con:
No vendemos tu información personal a terceros con fines de marketing.
Puedes solicitar acceder, corregir o eliminar tu información personal contactándonos a la dirección indicada abajo. También puedes optar por no recibir comunicaciones de marketing en cualquier momento.
Este sitio puede usar cookies y tecnologías similares para recordar tus preferencias (como idioma) y analizar tráfico. Puedes desactivar las cookies en la configuración de tu navegador.
Usamos salvaguardas administrativas y técnicas razonables para proteger tu información. Ningún método de transmisión por internet es 100% seguro.
Este sitio no está dirigido a menores de 13 años. No recopilamos información de menores de 13 años a sabiendas.
Podemos actualizar esta Política de Privacidad ocasionalmente. Los cambios importantes se publicarán en esta página con una fecha actualizada de "Última actualización".
These SMS Terms apply to text messages sent by Hyperion Business LLC, dba Hyperion Insurance.
By providing your mobile number and opting in, you agree to receive recurring text messages related to insurance quotes, policy and billing updates, renewal notifications, appointment reminders, customer support, and occasional promotional offers.
Consent to receive SMS is not a condition of purchase. You provide express written consent when you check the SMS opt-in box, submit a form with your mobile number, or reply to a message request.
Message frequency varies based on your interactions with us. Message and data rates may apply per your mobile carrier plan. Hyperion does not charge for the messages themselves.
Reply STOP at any time to unsubscribe from a program; you will receive a confirmation and no further messages from that program. Reply HELP for assistance, or contact us at (302) 870-0125 or [email protected]. Carriers are not liable for delayed or undelivered messages.
Mobile information is never sold or shared with third parties for their marketing. See our Privacy Policy for details.
Estos Términos SMS aplican a los mensajes de texto enviados por Hyperion Business LLC (Hyperion Insurance).
Al dar tu número y optar por participar, aceptas recibir mensajes recurrentes sobre cotizaciones, pólizas y facturación, renovaciones, recordatorios de cita, soporte y ofertas ocasionales.
El consentimiento SMS no es condición de compra. Otorgas consentimiento expreso al marcar la casilla de opt-in, enviar un formulario con tu número o responder una solicitud.
La frecuencia varía según tu interacción. Pueden aplicar tarifas de mensajes/datos de tu operador. Hyperion no cobra por los mensajes.
Responde STOP para cancelar y HELP para ayuda, o contáctanos al (302) 870-0125 o [email protected]. Los operadores no son responsables por mensajes demorados o no entregados.
Tu información móvil nunca se vende ni se comparte con terceros para su marketing. Ver la Política de Privacidad.
This Website uses cookies and similar technologies to remember your preferences (such as language), keep the site secure, and understand how visitors use the site so we can improve it.
You can control or disable cookies through your browser settings. Disabling certain cookies may affect how the Website functions. By continuing to use this Website, you consent to our use of cookies as described here.
Hyperion Insurance is committed to making its Website accessible to the widest possible audience, including people with disabilities, and to complying with applicable accessibility standards, including the Americans with Disabilities Act (ADA) and, as a guideline, the Web Content Accessibility Guidelines (WCAG) 2.1 Level AA.
We continually work to improve the accessibility and usability of our Website. If you experience any difficulty accessing any part of this Website, or need assistance with a quote, policy, or claim, please contact us and we will be happy to help through an accessible alternative (including by phone).
Hyperion Insurance is a trade name of Hyperion Business LLC, a licensed independent insurance agency (producer). We are authorized to transact insurance in the states of Delaware, Maryland, New Jersey, and Pennsylvania. Insurance products are offered and placed only through licensed insurance carriers. Licensing information is available upon request and, where applicable, may be verified with the relevant state Department of Insurance.
By using this Website and providing your contact information, you consent to receive communications, notices, disclosures, and documents from us electronically (by email, SMS, or through this Website), and you agree that such electronic communications satisfy any legal requirement that such communications be in writing. You may withdraw consent to electronic delivery by contacting us, in which case we will provide required documents by other lawful means. To receive electronic communications you need a device with internet access, a current web browser, and a valid email address and/or mobile number.
The information on this Website is provided for general informational purposes only and does not constitute an insurance quote, policy, contract, or legal, tax, or financial advice. Insurance availability, terms, conditions, and rates vary by carrier, state, and individual circumstances. Coverage is only bound and in force when confirmed in writing and issued by the insurance carrier. We make no warranty that the Website content is complete, current, or error-free.
Although Hyperion Insurance currently serves customers in Delaware, Maryland, New Jersey, and Pennsylvania, this notice is provided as a matter of best practice. If you are a California resident, you may have the right to know what personal information we collect, to request access to or deletion of your personal information, to correct inaccurate information, and to limit the use of sensitive personal information, subject to applicable law.
We do not sell or share your personal information for cross-context behavioral advertising, and we do not sell personal information for money. To exercise any privacy right, or to submit a “Do Not Sell or Share My Personal Information” request, contact us at (302) 870-0125 or [email protected]. We will not discriminate against you for exercising your privacy rights.